![]() It’s hard to really tell from the terms and conditions.Īt a bare minimum, people who sign up agree to see advertising. Trans Union says in many places that its ID theft service is free. Earlier today, Bloomberg reported that LifeLock has 100,000 new sign-ups since new of the leak hit, so it’s easy to see Trans Union being jealous of that. Wouldn’t be the first time a corporation did so. Sorry about that.Ī cynical person might think Trans Union is trying to profit from this disaster. ![]() By the way, links in my previous stories to Trans Union’s freeze page are now broken. If you hunt hard enough, you finally find the correct page:Īt least as of this writing. Freezing your credit frequently involves a fee, as does unfreezing your credit.” “You will need to take additional steps to unlock your credit when you wish to apply for any type of credit. “Freezing your credit will prevent lenders and others including (depending on your state’s law) landlords, employers and others from accessing your TransUnion credit report in response to a new credit application,” it reads. ![]() There’s a chart extolling the virtues of TrueIdentity and the problems with freezes. But even there, consumers are pushed one more time against setting up a freeze. Users who “click here” are directed to a website with the filename “place-credit-freeze2,” which seems hastily arranged. Be aware, a credit freeze may require payment of a fee as well as a waiting period when you want to unfreeze it to apply for credit in the future. “A credit freeze may be available under your state law. The site then goes on to poo-poo on freezes, like this: No credit card required – instant access. You’ll receive ongoing credit monitoring with this completely free service. You can lock access to your TransUnion credit file with a swipe of your finger or a click of a mouse. Step 5: … Lock your credit information by enrolling in TrueIdentity. It’s been changed to push visitors to sign up for a Trans Union ID theft service rather than place a security freeze.Ĭonsumers who follow a link on the Federal Trade Commision’s security freeze information page expecting to learn about…credit freezes….are instead presented with a generic to-do list for victims. Something strange has happened to the Trans Union webpage devoted to security freezes.
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